Private health insurance and PPO health insurance plans for the self-employed, 1099 contractors, families, and small businesses — compared side by side with the Marketplace.
Hi, I'm Kerri, an independent health insurance broker and advisor based in Keller, Texas. I serve clients locally and nationwide in 30+ states. No call centers, no scripts. Just a direct line to me.
Licensed in 30+ States · NPN 21588998
"I had an excellent experience working with Kerri to get insurance for my family set up. She was incredibly knowledgeable, patient, and took the time to explain all of my options in a way that was easy to understand. Kerri made what could have been a confusing process feel very simple and stress-free."
Whitney Williams
Family Plan Member
Google Review
Who I Work With
See yourself here? Let's talk.
817-986-6132The Difference
Not a sales pitch — just a clearer picture of what private PPO health insurance plans offer as a Marketplace alternative for individual and family health insurance.
Common Questions
Private PPO health insurance is coverage purchased outside the government Marketplace through a Preferred Provider Organization network. You can see specialists without referrals, use nationwide PPO networks, and often enroll year-round. Private PPO plans are a popular Marketplace alternative for people who want broader provider access and more flexible underwriting.
Yes. Self-employed health insurance and 1099 health insurance are core specialties. As an independent health insurance broker, I compare private PPO health insurance plans and Marketplace options side by side, so 1099 contractors and small business owners can find coverage that matches their income, providers, and travel needs.
Absolutely. Family health insurance through a private PPO can include nationwide networks, low deductibles, and direct specialist access for every member of the household. I help families compare private PPO health insurance plans, ACA Marketplace plans, and short-term options to find the right balance of premium and protection.
A licensed health insurance broker — or health insurance advisor — represents you, not a single carrier. I review your current coverage, doctors, prescriptions, and budget, then compare private PPO health insurance, Marketplace plans, and supplemental options across the carriers available in your state. There is no cost to work with a broker.
Yes. Small business health insurance is one of the four service lines I offer. I review every group medical, dental, vision, and life option available where your employees live and recommend a benefits package designed to help you attract and retain talent.
Have more questions? Reach out directly.
The question I'm asked every day — answered plainly. No spin, no sales pitch. Just the differences that actually matter when you're choosing a plan.
Feature
Network access
Marketplace / ACA
Often HMO or EPO — narrower local networks
Private PPO
Nationwide PPO networks
Feature
Specialist visits
Marketplace / ACA
Referrals usually required
Private PPO
No referrals needed
Feature
Out-of-state coverage
Marketplace / ACA
Limited — emergencies only in most cases
Private PPO
Coverage travels with you
Feature
Deductibles
Marketplace / ACA
Often high before benefits begin
Private PPO
Lower deductible options available
Feature
Wellness & preventive
Marketplace / ACA
Limited until deductible is met
Private PPO
Many plans include wellness benefits before the deductible
Feature
Enrollment window
Marketplace / ACA
Open Enrollment or qualifying event
Private PPO
Year-round enrollment for qualified applicants
Feature
Pricing transparency
Marketplace / ACA
Subsidy-based — income dependent
Private PPO
Straightforward, no income guesswork
Plan availability, benefits, deductibles, provider networks, premiums, and eligibility vary by carrier, state, and underwriting approval.
Not sure which side of the table fits your life? That's exactly what a complimentary review is for.
Compare my optionsWhy PPO Matters
No referrals required. You get direct access to specialists and providers across North Texas and nationwide through your PPO network.
One Advisor
You'll always work directly with me, not a call center. Every conversation is personal — and you have my direct line whenever you need it.
"You're never just a policy number — you're a family making the best decisions for the people you love."
I'm Kerri, a licensed health insurance broker and advisor based in Keller, Texas. I work with private PPO clients across Texas and 30+ states nationwide.
I help individuals, families, self-employed and 1099 professionals, and small business owners navigate their health insurance options with confidence — from private PPO plans to Marketplace alternatives. My approach is simple: honest guidance, personalized recommendations, and a direct relationship with someone who puts people before policies.
No pressure. No call centers. Just real conversations and coverage designed around your life.
Keller, Texas · Licensed in 30+ States
"When I'm not helping clients navigate health insurance, you'll usually find me spending time with my son Joshua or chasing after Daisy and Piper."
From your first job to your retirement years, I'll help you find the right plan — and because I'm licensed in 30+ states, I can help you compare a wide range of available options to find the coverage that truly fits you.
Local Coverage
Serving North Texas families and self-employed professionals locally, and clients nationwide by phone and video.
PPO plans put control back in your hands. You decide which doctors to see, when to see them, and how to manage your health — with coverage that travels with you.
Access top-rated doctors, hospitals, and specialists across all 50 states through a broad PPO network — no matter where life takes you.
See any specialist you choose without waiting for a primary care referral. Your health decisions stay in your hands.
Need a doctor outside the network? PPO plans still cover a portion of your care so you're never locked into a narrow list.
Annual physicals, screenings, and wellness visits are typically covered at no extra cost — keeping you ahead of issues before they start.
Skip the red tape. Connect directly with the specialists you trust — cardiologists, orthopedists, dermatologists, and more.
Ready to compare?
Coverage Map
Helping individuals, families, and self-employed professionals across the country.
No applications until you're ready. No quotas, no scripts — just a calm, considered process designed around how you actually make decisions about your family's health.
We start with a short, no-pressure call. You share what's going on — coverage today, life changes ahead, budget, doctors you want to keep. I listen.
I shop every option I'm licensed to offer — PPO, ACA, private — and bring back only the ones that genuinely fit. Side by side, in plain English.
We enroll together and you have a direct line to me — not a call center — for renewals, claims questions, life events, and everything in between.
Real reviews from clients across the country.
"If I could give Kerri 10 stars I would. Absolutely the best insurance agent I've ever dealt with. She has gone above and beyond in caring for my needs. Very compassionate and very knowledgeable with everything she presented to me. Not one time was she ever pushy about me making a decision. I wouldn't deal with anyone else."
Terry Sholler
Client
Google Review
"I had an excellent experience working with Kerri to get insurance for my family set up. She was incredibly knowledgeable, patient, and took the time to explain all of my options in a way that was easy to understand. Kerri made what could have been a confusing process feel very simple and stress-free!"
Whitney Williams
Family Coverage Client
Google Review
"Kerri Gordon was very helpful in directing us toward an affordable health insurance policy that is best for our family and meets our needs. Thanks for taking the time to go over all our options. Health insurance is more difficult I think than any other product to buy — there is no transparency within the market. It was a pleasure to work with you."
Crystal S.
Family Coverage Client
Google Review
"Kerri worked tirelessly to get me the plan I needed and answered every question I asked."
Dina Smith
Individual Coverage Client
Google Review
"Kerri Gordon was incredibly helpful in finding an affordable yet effective health insurance plan. She was always friendly, responsive, and willing to answer any questions I had. Her personable and clear communication made the whole process much easier."
Brandon West
Individual Coverage Client
Google Review
"Great service from Kerri Gordon, thanks to her."
Kalyani B.
Client
Google Review
"So sweet and funny! Very patient and non-judgmental. I had to have my mom help me because I don't know anything about health insurance and Kerri walked us through everything!"
Nikki Goins
Client
Google Review
If we've worked together, I'd love to hear about it. Reviews are sent straight to me first — I'll personally read every one before it appears on the site.
Stop by my office on Hill Street, or give me a call to set up a quiet, no-pressure conversation. I'll review your current coverage and help you understand the options available to you — no obligation, ever.
Office
108 E Hill StreetDirect Line
817-986-6132Hours
Monday – Friday · 9:00 AM – 5:30 PM
Evenings & weekends by appointment
Schedule a Complimentary Review
A closing thought
Because health insurance is personal.
You deserve more than a call center, a generic recommendation, or pressure to choose a plan quickly. My goal is to help you understand your options and make a confident decision for yourself, your family, or your small business.
